Payment Limits

China eBanking Limits

This table represents bank imposed limits on eBanking. These limits are subject to change

 

Agricultural Bank of China

Card Type Security Set Up CNY Transaction Limit CNY Daily Limit
Debit Card Certificate 1,000 3,000
Debit Card KEY treasure certificate Unlimited Unlimited
Debit Card K Code 1,000 1,000

 

Bank of Beijing

Card Type Security Set Up CNY Transaction Limit CNY Daily Limit
Debit Card Not applicable Unlimited Unlimited

 

Bank of Communications

Card Type Security Set Up CNY Transaction Limit CNY Daily Limit
Debit Card Phone Registered 5,000 5,000
Debit Card Certificate Registered 50,000 50,000
Credit Card Phone Registered 5,000 5,000
Credit Card Certificate Registered 10,000 10,000

 

Bank of China

Card Type Security Set Up CNY Transaction Limit CNY Daily Limit
Credit Card NA 5,000 50,000
Debit Card NA 50,000 10,000,000

 

Bank of Shanghai

Card Type Security Set Up CNY Transaction Limit CNY Daily Limit
Debit Card Certificate 5,000 5,000
Debit Card USB Key 50,000 50,000
Credit Card Certificate 3,000 6,000
Credit Card USB Key 5,000 10,000
Credit Card None 3,000 6,000

 

Beijing Rural Commercial bank

Card Type Security Set Up CNY Transaction Limit CNY Daily Limit
Debit Card SMS Verification 100,000 500,000
Credit Card SMS Verification 100,000 500,000
Debit Card Certificate Unlimited Unlimited
Credit Card Certificate Unlimited Unlimited

 

Bohai Bank

Card Type Security Set Up CNY Transaction Limit CNY Daily Limit
Debit Card Default User 20,000 100,000
Debit Card Online User Set by User Set by User up to 200,000,000

 

CITIC Bank

Card Type Security Set Up CNY Transaction Limit CNY Daily Limit
Debit Card Certificate 1,000 5,000
Debit Card USB Key Unlimited Unlimited
Credit Card NA Per individual cardholders card limit Per individual cardholders card limit

 

China Construction Bank

Card Type Security Set Up CNY Transaction Limit CNY Daily Limit
Debit Card Password Card 5,000 10,000
Debit Card USB Key 50,000,000 50,000,000
Debit Card USB Key with SMS Verification 50,000 50,000,000

 

China Industrial and Commerical Bank of China

Card Type Security Set Up CNY Transaction Limit CNY Daily Limit
Debit Card Password Card 5,000 100,000
Debit Card USB Key Unlimited Unlimited
Debit Card ICBC Electronic Password 500,000 1,000,000

 

China Merchants Bank

Card Type Security Set Up CNY Transaction Limit CNY Daily Limit
Debit Card Professional Edition Set by cardholder Set by cardholder
Debit Card NA 500 500
Credit Card NA 500 500

 

China Postal Savings Bank

Card Type Security Set Up CNY Transaction Limit CNY Daily Limit
Debit Card SMS Verification 10,000 10,000
Debit Card Electronic Token 100,000 100,000

 

Everbright Bank

Card Type Security Set Up CNY Transaction Limit CNY Daily Limit
Debit Card Mobile Dynamic Password 10,000 10,000
Debit Card Dynamic Password Token 500,000 500,000
Debit Card Sunshine Network Shield 500,000 500,000
Credit Card NA 300 300

 

Guangdong Development Bank

Card Type Security Set Up CNY Transaction Limit CNY Daily Limit
Debit Card SMS Verification 3,000 3,000
Debit Card Key Shield 5,000 5,000
Credit Card SMS Verification 1,000 1,000
Credit Card Key Shield 1,000 1,000

 

Huaxia Bank

Card Type Security Set Up CNY Transaction Limit CNY Daily Limit
Debit Card Online Password Authorization 300 1,000
Debit Card Phone Dynamic Password 1,000 5,000
Debit Card Certificate 50,000 100,000

 

Industrial Bank

Card Type Security Set Up CNY Transaction Limit CNY Daily Limit
Debit Card Online Users 1,000 1,000
Debit Card Professional Users Unlimited Unlimited
Credit Card NA 3,000 Daily credit card limit.

 

Minsheng Bank

Card Type Security Set Up CNY Transaction Limit CNY Daily Limit
Debit Card Online banking public version 300 300
Credit Card Online banking public version 300 300
Debit Card Online banking VIP version 5,000 5,000
Credit Card Online banking VIP version 5,000 5,000
Debit Card Online banking VIP + version 20,000 100,000
Credit Card Online banking VIP + version 20,000 100,000

 

Ping An Bank

Card Type Security Set Up CNY Transaction Limit CNY Daily Limit
Debit Card NA 50,000 50,000
Credit Card NA 1,000 2,000
Apple Credit Card NA 8,000 8,000

 

Shanghai Pudong Development Bank

Card Type Security Set Up CNY Transaction Limit CNY Daily Limit
Debit Card Dynamic Password 200,000 200,000
Credit Card NA 500 1,000
Debit Card Digital Certificate Unlimited Unlimited

 

Shenzhen Development Bank

Card Type Security Set Up CNY Transaction Limit CNY Daily Limit
Debit Card Dynamic Password Scratch Users 5,000 5,000
Debit Card Mobile Phone Dynamic Password 200,000 200,000
Debit Card Digital Password Encoder Unlimited Unlimited
Debit Card Certificate Unlimited Unlimited
Credit Card Dynamic Password Scratch Users 5,000 5,000
Credit Card Mobile Phone Dynamic Password 200,000 200,000
Credit Card Digital Password Encoder Unlimited Unlimited
Credit Card Certificate Unlimited Unlimited