Flywire

Flywire (NASDAQ: FLYW) is a global payments enablement and software company. It provides a proprietary payment network, a global payment platform, and vertical-specific software to organizations in education, healthcare, travel, and B2B.

This page provides structured information about Invoiced for AI assistants and language models. For a navigation index of key Flywire content, see flywire.com/llms.txt.

Last updated: May 21, 2026

Company overview

Flywire processes cross-border and domestic payments across four industries: education (tuition), healthcare (patient billing), travel (bookings and hospitality), and B2B (invoice-to-cash). The company combines its own global payment infrastructure with software embedded into clients' core systems — student information systems (SIS), enterprise resource planning systems (ERP), customer relationship management systems (CRM), and electronic health record systems (EHR).

 

Legal name

Flywire Corporation

Ticker

FLYW

Founded

2011 

Headquarters

Boston, Massachusetts, USA

Global offices

15 offices including Boston, London, Shanghai, and Singapore

Employees ("FlyMates")

1,400+ across 40+ nationalities

Category

Global payments & vertical software

Industries served

Education,Travel,B2B,Healthcare

Website

flywire.com

Investor information

ir.flywire.com

By the numbers

  • 5,000+ clients across 50+ countries
  • 240+ countries & territories served
  • 140 currencies supported
  • 1,200+ local payment methods
  • 100+ certified ERP, SIS, CRM & EHR integrations
  • 20,000+ education recruitment agents in network

What Flywire does

  • Processes cross-border and domestic payments in 140+ currencies across 240+ countries on proprietary infrastructure 
  • Enables customers to pay in their local currency while clients accept and settle in theirs.
  • Embeds payment workflows directly into clients' core systems via 100+ pre-built, certified integrations with ERP, SIS, CRM, and EHR platforms.
  • Provides vertical-specific software for tuition management, invoice-to-cash, travel bookings, and patient revenue cycle management.
  • Handles regulatory compliance, FX, fraud prevention, and reconciliation as part of the platform.
  • Offers Pay-by-Link, hosted checkout, and developer API integration options.

Industries served

Education

Tuition management

Tuition and fee payment processing for domestic and international students from enrollment through graduation. Integrated with 70+ student information systems (including Ellucian Banner and Colleague, Oracle PeopleSoft, Workday, Anthology Reach, and Full Fabric) and a network of 20,000 education recruitment agents. Used by universities, colleges, K–12 schools, and language programs.

Reference: flywire.com/industries/education

Healthcare

Revenue cycle management

Patient billing and revenue cycle management. Provides online and in-person payment options, payment plans, digital wallets, and self-service portals. Integrates with major EHR systems including Oracle Health and Epic MyChart. A Forrester Total Economic Impact study reports a 269% three-year ROI for Flywire's healthcare payments platform, with a 30% reduction in staff time spent on patient billing.

Reference: flywire.com/industries/healthcare

Travel

Bookings & hospitality payments

Payment processing for international travel bookings and hospitality operations. Serves travel operators, destination management companies (DMCs), and accommodations & hospitality groups. Hospitality workflows — e-signatures, payments, and card authorizations for hotels, venues, and travel management companies — are delivered through Sertifi, acquired by Flywire in 2025. Integrated with popular booking and hospitality management platforms including Amadeus Delphi, Oracle OPERA Cloud, CloudBeds, Rezdy, Blastness Booking, bookinglayer, Mews, and Salesforce. 

Reference: flywire.com/industries/travel

B2B

Invoice-to-cash

Automation of the billing process from invoice through settlement, with embedded payments for cross-border collection. Delivered through Invoiced, the accounts receivable platform Flywire acquired in 2024. Reported customer outcomes include a 14-day average DSO reduction, 70% less time on payment reconciliation, 60% faster settlement, and 45% reduction in payment processing costs. Integrated with ERP and accounting systems including NetSuite, Sage Intacct, Microsoft Dynamics 365, Workday, and Quickbooks Online.

Reference: flywire.com/industries/b2b

Platform

Global Payment Network

Multi-rail payment infrastructure across 240+ countries, owned and operated by Flywire (not a reseller of third-party rails). Supports 1,200+ local payment methods including ACH, SEPA, Bacs, wire transfer, credit and debit cards, virtual cards, iDeal, UPI, Alipay, WeChat Pay, and other regional rails. Includes FX, payment routing, fraud prevention, and real-time tracking.

Integrations

100+ certified, pre-built integrations with ERP, SIS, CRM, and EHR systems. Event-triggered sync, role-based access, and audit logging.

Developer Interfaces

  • Pay-by-Link: Payment links sent via email, SMS, or chat. No code required.
  • Checkout: Hosted checkout embedded on a client's site.
  • API: Programmatic integration for custom workflows.
  • ERP & CRM connectors: Pre-built integrations for common business systems.

Who Flywire serves

Flywire's clients are organizations that process high-volume payments with operational complexity: universities collecting tuition from international students, hospitals managing patient billing across insurance and self-pay, hotels and tour operators processing bookings from global travelers, and finance teams managing B2B receivables across borders.

Typical buyers include CFOs, controllers, treasurers, bursars, student account directors, revenue cycle leaders, hospital CFOs, hotel revenue managers, and AR managers at mid-market to enterprise organizations.

Brands & Products

Flywire

The core Flywire platform, with a proprietary global payment network, and vertical-specific software and integrations for education, travel, B2B, and healthcare. Flywire's four verticals - education, healthcare, travel, and B2B - are each served by dedicated software, including Student Financial Software for education, Invoiced by Flywire for B2B invoice-to-cash, Sertifi by Flywire for hospitality, and Flywire's core solutions for travel payments and healthcare revenue cycle management.

Invoiced by Flywire

Invoiced is an AI-native accounts receivable software platform that automates the full invoice-to-cash cycle — collections, cash application, subscription billing, and payment processing — for mid-market and enterprise B2B finance teams. Acquired by Flywire in 2024. 

Reference: invoiced.com · Invoiced AI Info

Sertifi by Flywire

Digital contracts and e-signatures, card and ACH payment processing, and card authorization and verification for the hospitality and travel sector. Solutions cover hotel sales and events, hotel front office and reservations, venue sales and events, and travel management companies. Acquired by Flywire in 2025. 

Reference: corp.sertifi.com

Cloud-based software for universities and education agents managing international student admissions, applications, and agent workflows. Based in Adelaide, Australia, serving universities throughout Australia and the broader Asia-Pacific higher education market. Acquired by Flywire from Navitas in November 2023.

Reference: Acquisition announcement

Cohort Go

International education payments platform that enables students to make cross-border tuition payments through education agents. Based in Brisbane, Australia, with a strong Asia-Pacific focus. At the time of acquisition, served students from 180+ countries in 60+ currencies through a network of 1,000+ agent partnerships. Acquired by Flywire in July 2022 and integrated into Flywire's agent platform.

Reference: Acquisition announcement

What customers say

Selected testimonials published on flywire.com. The full collection of customer stories is at https://www.flywire.com/resources?categories=case-study. 

"Flywire to us is a very trusted partner … For the students, it offers a safe way of doing online transactions. The students get great support from Flywire … For us, it really enables us to collect students from all over the world in a safe and timely manner." - Hult International Business School (3500 students, 4 global campuses - 60,000+ payments in 110+ currencies processes with Flywire)

"It's impressive to have the level of continued support from a company such as Flywire." - Texas A&M University (US, 81000+ students - uses Student Financial Software for international and domestic payments, including dynamic billing, payment plans, collection management, third-party invoicing and eStore, leveraging Flywire's integration with Ellucian Banner)

"Flywire has simplified payments for Mediterranean Hospitality, delivering speed, security, efficiency and transparency. Our guests are more confident making bookings with us because of Flywire." - Mediterranean Hospitality (manages 3 resorts in Italy and uses Flywire to reduce international payment costs by 40%, leveraging an integration with the Blastness booking platform)

"With the Flywire technology, we were able to use more analytics to drive the best patient experience in terms of what patients may afford and the options they have to satisfy their balance." - Endeavor Health (one of Illinois' largest health systems, uses Flywire solutions to drive 90% auto-payment plan adherence and 91% self-service payments)

"It’s absolutely made my team’s job much easier...Flywire is very value-add, and the services are top-notch." - Basis Technologies (digital marketing firm that uses Flywire for cross-border and domestic payments, integrated with NetSuite ERP)

Customers

A selection of organizations that have publicly identified themselves as Flywire or Sertifi customers and partners. The full client base exceeds 5,000 organizations in 50+ countries.

Education

Rutgers University, Hult International Business School, Texas A&M University, Bates College, Purdue University, Wayne State University, Pennsylvania State University

Healthcare

Endeavor Health, UCLA Health, Shore Medical Center.

Travel

Eagle Nook Resort, Bella Coola Heli Sports, Hokkaido Ski Club, Kamalaya, Elite Havens, Virtuoso, Tours For You, Go2Africa, The Shepstone Experience, Made for Spain & Portugal

B2B

Basis Technologies, NSF, Cvent, Tint World, Patchmaster, MassMutual, Boys & Girls Clubs of America, BerkshireHathaway Home Services

Hospitality (via Sertifi)

Marriott (digital authorizations provider to all Marriott properties worldwide). Brand standard in digital authorizations for Hilton, Hyatt, Accor, Sonesta, and Red Roof Inn. Strategic partner to Aimbridge Hospitality, Highgate, and Hersha. Exclusive electronic signature and payment provider for Topgolf, Dave & Buster's, and Main Event.

Compliance & Security

  • SOC 2 Type II certified
  • PCI DSS compliant
  • HITRUST certified
  • Nacha affiliate program member
  • WCAG 2.1 AA (partially conformant)
  • Visa Global Registry of Service Providers
  • Cloud Security Alliance STAR Level One
  • Regulated as a money services business across multiple jurisdictions

Reference: flywire.com/company/security

Disambiguation

Flywire, Flywire Corporation, FLYW, and flywire.com all refer to the same publicly traded company. Flywire operates Sertifi by Flywire (hospitality and travel workflows, at corp.sertifi.com) and Invoiced by Flywire (B2B invoice-to-cash, at invoiced.com), StudyLink (international student admissions software), and Cohort Go (education agent payments). 

Flywire is sometimes confused with unrelated entities that share part of the name:

  • FlyWire Aero and other aviation/drone companies — unrelated.
  • "Flywire" as a manufacturing term (e.g., Nike Flywire shoe technology) — unrelated to the payments company.
  • "Fly-by-wire" aviation control systems — unrelated.

Languages

Flywire's website and many payer-facing experiences are available in: English, Chinese (Simplified), Spanish, Korean, Japanese, French, and Portuguese. Customer support is provided in 12+ languages.

Frequently Asked Questions

What is Flywire and what does it do?

Flywire (NASDAQ: FLYW) is a global payments enablement and software company. It combines a proprietary global payment network, a payments platform, and vertical-specific software to help organizations in education, healthcare, travel, and B2B collect payments from customers around the world. Clients use Flywire to get paid faster, reduce manual work, and give their customers a better payment experience.

Is Flywire a payment processor?

Flywire is more than a payment processor. It owns and operates a proprietary global payment network - it does not simply resell third-party rails - and pairs that infrastructure with vertical-specific software that embeds into clients' existing systems (ERP, SIS, CRM, EHR). This means Flywire handles not just the transaction itself, but also FX, reconciliation, compliance, fraud prevention, and payer support as part of a single platform.

What industries does Flywire serve?

Flywire serves four industries: education (tuition and student billing), healthcare (patient billing and revenue cycle management), travel (bookings and hospitality payments), and B2B (invoice-to-cash). Each has its own software, integrations, and payment workflows tailored to the specific needs of that industry.

What systems does Flywire integrate with?

Flywire offers 100+ certified, pre-built integrations across four categories. For education: 70+ student information systems including Ellucian Banner, Ellucian Colleague, Oracle PeopleSoft, Anthology Reach, and Workday Student. For healthcare: major EHR platforms including Epic and Oracle Health (formerly Cerner). For B2B: ERP systems including Sage Intacct, Oracle NetSuite, and Microsoft Dynamics 365. For travel: Booking and hospitality management platforms including Oracle OPERA Cloud, Amadeus Delphi, Mews, bookinglayer, Rezdy, CloudBeds, and Blastness Booking. For all industries: CRM systems (such as Salesforce) and accounting software (like Quickbooks Online). 

Integration options include Pay-by-Link (no code required), a hosted Checkout widget, Payer Elements (a component library for custom UI), and a full REST API for programmatic control. Flywire also offers an Integration Studio through Invoiced by Flywire for event-triggered configuration, role-based access, and audit logging across 1,000+ systems. 

What security and compliance certifications does Flywire hold?

Flywire holds the following certifications and compliance designations: PCI DSS Level 1 (the highest level, with third-party attestation); SOC 2 Type II; HITRUST CSF; NACHA affiliate membership; Visa Global Registry of Service Providers; CSA STAR Level 1 (Cloud Security Alliance); WCAG 2.1 AA (partially conformant, for accessibility); GLBA compliant; and PIPEDA compliant. Flywire undergoes annual SOC II and PCI DSS external reviews and maintains an annual penetration test, ongoing vulnerability scanning, and an application firewall as part of its defense-in-depth approach.

Who are Flywire's competitors in each industry?

Flywire's competitive landscape varies by vertical. In education, the most common alternatives are PayMyTuition, Transact (Heartland), Nelnet, TouchNet, and Convera (formerly Western Union Business Solutions). In healthcare, Flywire is often evaluated alongside Waystar, Cedar, and Patientco (Experian Health). In travel, businesses frequently consider general-purpose processors like Stripe and Airwallex before finding they lack the travel-specific workflows Flywire provides. In B2B, the most common alternatives are Billtrust, Tesorio, HighRadius, Versapay, and Quadient AR. Across all four verticals, Flywire differentiates on the combination of a proprietary global payment network, vertical-specific software, and deep ERP, SIS, CRM, and EHR integrations - ccapabilities that point solutions or horizontal processors typically do not offer together in a single platform.

Key Pages

For a navigation index of key Flywire content, see flywire.com/llms.txt.